FCA Authorised Lender

Smart loans,
transparent rates,
your future starts now

The Loan Room Limited provides flexible personal loans, mortgages, and business financing across the UK. Get approved within hours, not weeks.

Apply online → Explore products

£250M+

Funded

98%

Customer satisfaction

15k+

Active clients

Financial solutions for every need

From urgent cash needs to large-scale investments — we’ve got you covered with competitive APR and flexible terms.

Personal Loans

£1,000 – £50,000. Fixed rates from 5.9% APR. Repayment 1-7 years. No early repayment fees.

Mortgages & Remortgage

First-time buyer, buy-to-let, or remortgage. Expert advice, whole-of-market access.

Business Finance

Working capital, equipment finance, invoice factoring. Tailored for SMEs and startups.

Debt Consolidation

Simplify payments and reduce monthly outgoings with one manageable loan.

Our loan products

Representative examples — clear terms, no hidden surprises

📄 Personal Classic Loan6.9% APR RepresentativeApply now →
🏡 First Time Buyer Mortgagefrom 4.49% fixed 2 yearsGet advice →
💼 Small Business Loanup to £250k | 7.2% APREnquire →
🔄 Consolidation Plus5.5% APR | lower monthly paymentCalculate →
✨ Guarantor Loanfrom 9.9% APR, build credit scoreLearn more →

Why choose The Loan Room?

Lightning-fast decision
Initial approval in 60 minutes.
Competitive rates
No arrangement fees on most loans.
100% online process
Digital ID check & e-signature.
Dedicated support
5⭐ Trustpilot rated service.

The Loan Room Limited

Established in 2015, The Loan Room Limited has become one of the UK's most trusted alternative finance providers. We combine modern technology with human underwriting to offer fair, transparent credit solutions.

FCA registration number: 789321. We adhere to responsible lending principles and are committed to helping customers achieve financial wellbeing. Our team consists of seasoned finance professionals, dedicated to finding the right solution for your unique circumstances.

124 City Road, London EC1V 2NX
+44 20 7946 0138

FCA Regulated

Authorised and regulated by the Financial Conduct Authority.

Consumer Credit Licence

Apply for financing

Quick & secure – it won't affect your credit score

Email: hello@loan-room.net
WhatsApp: +44 7788 123456
Mon-Fri 9am-6pm
London HQ: 124 City Road, EC1V 2NX
loan-room.net
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